Suppose that you are driving along listening to the radio when suddenly your peace is disturbed when a rock hits and chips your windshield.
You would probably wonder how serious a rock chip is what can be done about it.
Generally, you have three options at this point. You can do nothing. You can have the rock chip repaired or you can completely replace the entire windshield.
If you are like most people, the question of how much this is going to cost you is one of you primary concerns. Much of this depends on what kind of insurance you have. If you have comprehensive coverage, then there is a good chance that you can get the rock chip repaired for free, even if you have a deductible. However, if you decide to replace the windshield you should plan on having to pay your deductible.
Car insurance companies know that they can save a lot of money by paying to have rock chips repaired inexpensively, before they spread, so they don't have to pay much more for replacing a windshield later.
This is good for insurance customers. Repairing a windshield is usually a pretty easy process. Some windshield repair companies will even come to your home or workplace and fix the windshield right there. If you take you car to a shop, a repair can usually be completed quickly saving you time.
When to Consider Replacing Your Windshield
Of course, repairing your windshield isn't always the best option. If the damage is extensive or the crack spreads, then it might be a better idea to have it replaced. A repair that is done properly will remove most of the visibility of a rock chip, but if the chip is directly in your line of sight, then that is another good reason for replacing the windshield.
However, when the damage isn't too severe, most people prefer to just have the chip repaired. Many people feel more confident when they don't have to break the original seal on their windshield. A windshield is an import structural component of a car and avoiding replacement also reduces the chances of air and water leaks.
In any case, avoid the option of doing nothing. A severely damaged windshield should be replaced to help restore your car's structural integrity. If the damage is minor, then repairing a rock chip can save you both time and money.